Banking & Finance

Financing transactions sit at the intersection of commercial negotiation and regulatory compliance, and we act on both sides of that intersection — for banks and lenders structuring facilities, and for borrowers negotiating the terms they will live under for years. Getting the security package right matters as much as agreeing commercial terms, since it determines what a lender can actually recover if a facility goes into default.

We draft and negotiate loan and facility agreements, structure security over assets, and advise on the guarantees and indemnities that support a financing arrangement. Where a borrower's circumstances change, we advise on restructuring — renegotiating terms in a way that keeps the relationship between lender and borrower workable rather than adversarial.

For institutions operating under Kenya's banking and finance regulatory framework, we advise on the compliance obligations that come with that status, so regulatory risk is managed alongside commercial risk rather than treated as an afterthought.